An Overview Of The Pell Grant
The Pell grant is a grant provided by the U.S. Department of Education to undergraduates with a certain level of financial need. Like all grants, Pell Grants are not repaid. Whether or not you qualify for this grant depends on the information on your FAFSA application. FAFSA stands for Free Application for Federal Student Aid and is the form you’ll need to complete for any kind of federal aid. The most you can get from this grant is $4050 per year.
In addition to this grant you may want to apply for privately funded grants, which may be more hard to locate and obtain. The federal government also offers student loans that are recommended. The most common is the Stafford Loan. This loan can be either subsidized or unsubsidized based on need. The limits on how much you can from a Stafford Loan is based on your level of education. Perkins loans are awarded to students with a high level of financial need. These loans are first come first serve so apply as soon as you can via your FAFSA form, which can be concluded and submitted online.
You may also qualify for tuition reimbursement through your employer if you work and are pursuing an education that relates to you current line of work. Also, question your college about work study programs, where part or all of your income goes towards your school expenses. Another type of help that does not need to be repaid is the erudition. There are so many different erudition programs with different criteria for applicants. Some are based on need, some on academic merit, some on gender or race, and some on area of study. The Internet is a fantastic place to research the available scholarships you may want to apply for.
The Pell grant is a wonderful resource for students in need. When combined with the other types of financial aid mentioned in this article you can have a substantial part of your higher education costs paid. Federal student loans are flexible with evenhanded interest rates and often do not have to repaid until after the student leaves school. So, when looking for financial help to complete your education, there are grants, loans, work study programs, tuition reimbursement and scholarships. Start the application process as soon as you can to ensure you are able to receive all the aid you can possibly qualify for.
|Why it's so hard to settle student loan debt - Reuters|
Generation Debt: Student loan debt a drag on economic recovery - St. Louis Beacon
Resetting the Trillion-Dollar Student-Loan Debt Problem - Center For American Progress
Undergrads Around the World Face Student Loan Debt - U.S. News & World Report
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